Fort McMurray Mortgage Refinance

 

Are you wondering if you can refinance your mortgage in Fort McMurray to pay out debts and take advantage of the low mortgage rates? If you bought a home when prices were down in Fort McMurray you may have the ability to access funds from your mortgage. Are you looking to save money? Perhaps you’d like to take advantage of lower mortgage rates, or maybe borrow some money for investments, or for debt management. Fort McMurray Mortgage Brokers at Whalen Mortgages are here to help, give us a call today to get the process started 780-715-7533. Your trusted Fort McMurray Mortgage Specialist to get you the lowest rates on your next Fort McMurray mortgage refinance!!

With mortgage rates being at an all time low this is the perfect time to refinance your Fort McMurray mortgage and lock in a lower rate.  If you want to look at your Fort McMurray mortgage options give your trusted mortgage broker Jodi Whalen and her team a call today 780-715-7533. We can help you get a low mortgage rate on your next refinance on your Fort McMurray home or home anywhere else in Canada. We work for you Not the Banks. Call Whalen Mortgages today we are your trusted Fort McMurray Mortgage brokers. We have access to lenders who will cover or refund you the fees associated with a refinance such as appraisal costs or FCT legal fees. We can do a mortgage refinance in Fort McMurray or anywhere across Canada. We have the top lenders offering the lowest mortgage rate on your next Fort McMurray mortgage refinance. We are readily available to help you with any questions along the way. Our team works around your schedule, we understand the long work hours clients work in Fort McMurray and are available evenings and weekends to fit your needs. When the banks say No we say Yes, call us today to get started on your next Fort McMurray mortgage refinance and one of our amazing underwriters will take great care of you.

If you have equity in your Fort McMurray home we can look at some options such as refinancing your Fort McMurray mortgage or home in another province to pay off existing debt. Refinancing your mortgage in Fort McMurary is the best option to pay out higher interest payments such as credit cards or vehicle loans, save hundreds of dollars each month. This  will also allow you to invest your money how you see fit with RRSP’s, buy a rental property or renovate your current home increasing its value and your investment! We can discuss your situation and what outcome you would like and get you financed to achieve your goals. We can refinance your Fort McMurray mortgage to save you lots of money every month. If you have a home in another province or city we can refinance your mortgage to help free up monthly debts increasing your amortization and also paying some existing debt down. We understand mortgages and how important it is to make the right financial decisions to help you invest in profitable investments and lower your monthly mortgage. 

We can run some mortgage numbers and see which debts would be more beneficial in paying out with a mortgage refinance to help keep your monthly payments low if not reduce the monthly payments by extending amortization back to 30 years, freeing up some funds for your monthly budget. Call Whalen Mortgages Fort McMurray and our team of dedicated mortgage brokers will help you financially plan for your future and reduce monthly payments on your Fort McMurray home. We have partnered with the top lenders and banks in Fort McMurray offering you the most competitive mortgage rates on your next Fort McMurray Mortgage Refinance. The lenders we work with understand the demographics of Fort McMurray and also the work schedule, lots of overtime with work condensed shifts and employees receive overtime, bonuses and northern living allowance. Our team and Whalen Mortgages and the lenders we work with are familiar with Fort McMurray and the work demands and pay structure associated with working in Fort McMurray.

Team Whalen Mortgages has all your mortgage solutions in Fort McMurray including mortgage refinances, transfers or purchasing a new home and debt management offered to Fort McMurray clients or any mortgage across Canada. We have knowledgeable mortgage brokers local to Fort McMurray that can also help you with any mortgage refinance in Fort McMurray. We can run different situations and scenarios to see the best option for your investment. Talk to one of our team members to see if refinancing to pay out debt or extending your amortization is a good option. We can run the mortgage payment scenarios and see how much extra savings we can get for you. Remember we work for You Not the Banks. We have lots of the top lenders and banks Fort McMurray has to offer so we can get you the lowest mortgage rates on your next mortgage refinance. 

Are you wanting to buy another property? A new rental property or you may want to turn your existing home into a rental and buy a new primary property? We can look at refinancing your Fort McMurray mortgage to use the equity to purchase a new home and we can extend your amortization on your current home to allow the payments to be lower and get you the lowest mortgage rate Fort McMurray has to offer, giving you low mortgage payments on your current home and freeing up funds for your new purchase or investment you decide is right for your situation. Are you wanting to invest in RRSP’s or stocks or bonds and need the funds to do this? We can have a solution for your financial needs. Talk to us today to get started on your mortgage refinance in Fort McMurray started today. 

We will go over the fixed rates and the variable rates to see which the best option for your next refinance is. We will discuss how fixed rates move as bonds and yields rates go up or down and if locking in for the 5 year fixed is a good option. We will go over the banks and the interest rate differential penalty is calculated off posted rates which mean bigger penalties. We will go over how variable mortgage rates move with the economy and the banks overnight lending rate if it increases when the economy is doing well or decreases when the economy is not doing well. The variable rate mortgage can only move rates every 6 weeks when the bank of Canada releasing its decision if they will raise or decrease rates or hold them steady. The best thing about the variable rate is the penalty is very transparent it is only 3 months interest penalty anytime you break your mortgage within the term. Our team at Fort McMurray Whalen Mortgages will go over all these options and run payment scenarios to achieve your goals on your next Fort McMurray mortgage refinance. 

We will make sure you are at the right lender for your mortgage refinance in Fort McMurray, a lender you choose after we go over all the different options and products each lender offers. If you are wanting to pay out your existing debt, lower your monthly payments by extending your amortization or looking for funds to renovate your current home to make it your forever home or marketable for resale, refinancing your home might be the best situation to achieve your goals. Remember we work for you and want to get your goals and dreams achieved, we listen very carefully to what our clients are wanting and make sure we come up with a plan to get you exactly what you want. All lenders have different qualifying criteria and products our job is to make sure we position you with the right lenders for your specific needs. Call us today to get your Fort McMurray home refinanced or any property you own throughout Canada refinanced to get exactly what you want. We are your financial planners and trusted Fort McMurray Mortgage Brokers here to help with your next mortgage refinance. 

If you need a Debt Consolidation Loan, a Home Improvement Loan, or even a loan for your Small Business, Whalen Mortgages has a solution to fit every situation! Apply On-Line Today!