

Term	Less then 20%	20% or More	Refinance Rental
1 Year Fixed	2.69	3.99	3.99
2 Year Fixed	2.29	3.34	3.34
3 Year Fixed	1.74	3.34	3.34
4 Year Fixed	2.19	3.34	3.34
5 Year Fixed	1.74	Below	Below
5 Year Variable	1.85	Below	Below
5 Year Fixed <65%	NA	1.94	2.39
5 Year Fixed 65% to 70%	NA	1.99	2.39
5 Year Fixed 70% to 75% LTV	NA	2.09	2.39
5 Year Fixed 75% to 80% LTV	NA	2.09	2.39
5 Year Variable <65% LTV	NA	1.85	2.45
5 Year Variable 65% to 70% LTV	NA	2.00	2.45
5 Year Variable 70% to 75% LTV	NA	2.00	2.45
5 Year Variable 75% to 80% LTV	NA	2.00	2.45

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