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Canadian Government Lowers Qualifying Rate for Stress Tests

by Jodi | Jul 15, 2019 | Mortgage, Mortgage Blog, Mortgage Broker, Mortgage Rates, Mortgage Tips, News, Uncategorized

The Bank of Canada rolled out mortgage stress tests several years ago in a bid to ensure people could afford their homes. These stress tests require that potential home buyers could make their home payments if their income fell or interest rates went up. The interest...

Fort McMurray Whalen Mortgages says YES when the Banks say NO to your mortgage approval! 

by Jodi | Jul 1, 2019 | Mortgage, Mortgage Blog, Mortgage Broker, Mortgage Rates, Mortgage Tips, News, Uncategorized

A client recently called Fort McMurray Whalen Mortgages. She was our last hope. The big banks had told her that she didn’t qualify for her dream home, and if she didn’t have a solution soon, she’d lose the opportunity.   The banks had told her to go save up 10% down....

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